Home / Corporate Insurance : Miscellaneous Insurance


Miscellaneous Insurance includes various kinds of insurance other than Motor, Fire and Marine Insurance. At Tokio Marine Insurance (Thailand) Public Company Limited, we write both commercial and personal lines products catering to a wide range of businesses as well as individuals. The following are some products which we offer :


Covers legal liability for compensation to third party for accidental death or injury and/or accidental loss or damage to property including legal costs and expenses that may arise as a result of negligent actions arising from your business.

Covers legal liability for compensation to third party for accidental death or injury and/or accidental loss or damage to third party property including legal costs and expenses that may arise as a result of defect of product manufactured or distributed or sold by your business. Reviewing the necessity of Product Liability insurance or the adequacy of your coverage is important since the Act on Liability for Injuries from Unsafe Products B.E. 2251 becomes effective on 20 February 2009.

Covers all employees' injury or disease arising out of his/her employment at works. The compensation is based on the Announcement of Ministry of labour and Social Welfare.

Covers all direct pecuniary or monetary loss of the employer which may include money and property due to acts of fraud or dishonesty committed by insured employees, such as fraudulent embezzlement of company funds.

Covers loss or damage to property insured due to theft involving entry into or exit from premises by forcible and violent mean or hold up.

Covers loss of cash and other forms of money (such as certified cheques, money orders, stamps, securities etc) on business premises and during transit from one location to another. This insurance also covers damage to safes or strong rooms by thieves.

Covers sudden and unforeseen physical loss or damage to contract works in the course of construction and erection. This insurance can also cover legal liability of principal, contractor and sub-contractors for accidents arising out of the performance under contract works against third party. Contracts / projects covered can range from building construction, machinery erection to HVAC installations.

Covers sudden and unforeseen physical loss or damage of machines, occurring while insured machine is
a.) Working or at rest
b.) Being dismantled, repaired or inspected

And caused by faulty design, bad workmanship, carelessness, physical explosion, short circuit or any other cause not specifically excluded.

Covers sudden and unforeseen physical loss or damage (other than by fire) to boiler or pressure vessel including legal liability to third party due to explosion or collapse.

Covers sudden and unforeseen physical loss or damage to electronics equipment, external data media and any increased cost of working caused by specified Insured Perils such as incorrect operation, negligent or malicious acts, faulty design or material, short circuit and other perils not excluded in the policy. We will also reimburse the cost of clearance of debris and cleaning.

Covers accidental death, dismemberment, permanent disability and medical expenses on 24 hours worldwide basis. There is flexibility in the selection of level of cover. Main underwriting consideration will be based on occupation.

Covers accidental death, dismemberment, and medical expenses whilst travelling either on business or on holidays. Our Travel Smile product (please see Personal Lines section) also extends to cover many benefits such as evacuation / repatriation expenses, loss of baggage, travel delay etc. Insurance coverage can be provided on single trip or multiple trips on annual basis as well as on individual or group basis.

Trade credit insurance protects sellers against credit risk that their buyers do not pay for goods delivered or services rendered.

Credit insurance can safeguard against:

  • Insolvency
  • Default (The buyer refuses to pay for goods - or to accept goods.)
  • Political risks e.g. Government moratorium, Foreign exchange shortage, transfer problems, war




Worksite Marketing is a new marketing trend to introduce Insurance Coverage to answer Staffs' requirement at their offices with partly supportive agreement by their employer.


After the client has made the decision to purchase the insurance , the client has to pay by him or herself ,and the premium will be deducted from their payroll every month at the agreed date.


Types of Insurance

Accident Insurance Plan for Company's staffs and their family members
- Covers 24 Hours & Worldwide for Accident  (Within and out of working hours).

Critical illness Coverage Plan
- Cancer Insurance

Hospital Income Benefit Plan
- Covers your income during staying at the hospital


If you are interested in any of our products or for more information, please contact us at

Miscellaneous Underwriting Unit
Tel : Fax : E-mail :
0-2686-8888 0-2686-8604-5 miscsmic@tokiomarine.co.th
Online Payment
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